Pin4 Open Cardless Cash Network

Powered by HalCash North America, Pin4 is the first open, cardless cash network in the United States. The first phase of its nationwide rollout has launched to bring consumers in New York, Miami, Chicago and Los Angeles cardless access to cash at Pin4-enabled ATMs. In partnership with Payment Alliance International, Pin4’s network provides consumers with P2P transfers, promotions, rewards fulfillment and other cash disbursements without the need for an ATM card or bank account. To withdraw cash, Pin4 sends a text to the money recipient’s phone revealing a secure pin, which they enter along with a code the sender has provided. In minutes, the recipient is able to pick up their cash at a Pin4-enabled ATM. The network offers security through patented dual-pin authentication.